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“RehabMax” Loan Terms

Answers to the most frequently asked questions and our loan process

Our fast, simple, and easy process to quick closing. Most of our loans close within 7 days.


Loan Products:

Investor Rehab and rental property fix and flip loans, short, mid and long-term financing available


Interest Rate:

Interest Rates from 9.95% to 11.95%*


Loan Terms:

12 months- Our most common loan product is for rehabbers that plan rehab and sell their property within 12 months.

We also offer loan programs for rental properties

“Interest Only” payment loans

“No Pre-Payment penalty”

Rental property loans also available with longer maturities



Standard term=12 Months, Interest only payments, No Pre-Payment penalty 3 to 120 Month loan terms and Fully amortizing loans available


Max Loan to Value-(LTV/LTC)-Loan to Cost

We lend up to 70% “LTV” Loan to value of the “After Repaired Value” OR 90% “LTC” Loan to cost of the project.

Specializing in Baltimore City and DC properties in the surrounding Metro area


Down Payment Requirement:

We finance 100% of the rehab/renovation costs. Down payment requirement typically is 10%* of the Contract Sales price. Seller concessions are allowed.


Pre-Payment Penalty: None

We do NOT charge a Pre-Payment penalty on our loans- (some exceptions may apply for certain loan scenarios)


Credit Score:

No Minimum score requirement for most transactions


Pre-Payment Penalty:

NONE–We do Not charge a Pre-Payment penalty on our loans- (certain exceptions may apply for special loan scenarios)


How fast can you close?

Our usual closing turnaround is 7 business days.


How do I get Pre-Qualified for a “Proof of Funds” letter to shop for offers?

Go to the “Loan Application” tab, complete the on-line credit authorization form. Sign and, scan or mail in with application fee (married couple’s complete one each).

A coversheet of any relevant or useful information we should know about your experience may be helpful to better qualify you and is highly recommended.


Our Philosophy:

We do NOT have a One Size fits all mentality and think outside the “Box”.

If we can make your deal work, we will.

We lend on Residential Investment Fix & Flip properties, Rental properties, New Construction/Raw land for development and Small Commercial Properties.

The advantages of our “RehabMax” Loan are many. You purchase a property quickly and easily without any traditional bank financing and limited out of pocket expense.

Good Luck & Good Investing!

The Maryland Private Mortgage Lending Team

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We Buy Houses

Wholesale Properties Available
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10-Day Settlement

For Capital Investors

Interested in investing in hard money and rehab loans?
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The Maryland Private Mortgage Lending Team

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Member of “The American Association of Private Lenders”All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use

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