baltimore private mortgage lender

“RehabMax” Loan Terms

Answers to the most frequently asked questions and our loan process

Our fast, simple, and easy process to quick closing. Most of our loans close within 7 days.

Loan Products:

Investor Rehab and rental property fix and flip loans, short, mid and Rental property long-term financing products available

Interest Rate:

Interest Rates range from 9.49% to 11.95%**

Loan Terms:

12 months- Our most common loan product is for rehabbers that plan rehab and sell their property within 12 months.

We also offer loan programs for rental properties

“Interest Only” payment loans

“No Pre-Payment penalty”

Rental property loans also available with longer maturities


Standard term=12 Months, Interest only payments, No Pre-Payment penalty
3 months to 30 year fully amortizing loans available

Max Loan to Value-(LTV/LTC)-Loan to Cost

We lend up to 75% “LTV” Loan to value of the “After Repaired Value”
OR up to 85%-90% “LTC” Loan to cost of the project.

Specializing in Baltimore City and DC properties in the surrounding Metro area

Down Payment Requirement:

We finance 100% of the rehab/renovation costs. Down payment requirement typically is 15%-of the Purchase Price. Seller help is allowed.

Credit Score:

No Minimum score requirement for most transactions >600 preferred

Pre-Payment Penalty:

NONE–We do Not charge a Pre-Payment penalty on our loans- (certain exceptions may apply for special loan scenarios)

How fast can you close?

Our usual closing turnaround is 7-9 business days.

How do I get Pre-Qualified for a “Proof of Funds” letter to shop for offers?

Go to the “Loan Application” tab, complete the on-line credit authorization form. Sign and, scan or mail in with application fee (married couple’s complete one each, and submit together).

A coversheet of any relevant or useful information we should know about your experience may be helpful to better qualify you and is highly recommended. Any and all experience counts!

Our Philosophy:

We do NOT have a One Size fits all mentality, we think outside the “Box”.

If we can make your deal work, We Will.

We lend on Residential Investment Fix & Flip properties, Rental properties, New Construction/Raw land for development and Small Commercial Properties.

The advantages of our “RehabMax” Loan are many. You purchase a property quickly and easily without traditional bank financing and minimal out of pocket expense.

Good Luck & Good Investing!

The Maryland Private Mortgage Lending Team

maryland private mortgage investor

We Buy Houses

Wholesale Properties Available
Contact Us for More Details >

10-Day Settlement

For Capital Investors

Interested in investing in hard money and rehab loans?
Learn How >

hard money loans in Maryland

Maryland hard money loan terms

Baltimore, MD hard money loan terms

Baltimore City hard money loan terms

The Maryland Private Mortgage Lending Team

maryland association of private lenders

Member of “The American Association of Private Lenders”All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use

We Have Originated Over

maryland investment property rehab loans maryland propety rehab loan investor

in RehabMax Loans for Residential Investment Properties

investment property rehab loan

We Have Originated Over

rehab loan counter

in RehabMax Loans for Residential Investment Properties

investment property rehab loan

©2019 Maryland Private Mortgage, All Rights Reserved.
Site Designed and Developed by: Advantage Internet Marketing

maryland rehab loan lender