baltimore private mortgage lender

“RehabMax” Loan Terms

Answers to the most frequently asked questions and our loan process

Our fast, simple, and easy process to quick closing. Most of our loans close within 7 days.

Loan Terms:

12 months- Our most common loan product is for rehabbers that plan rehab and sell their property within 12 months.

We also offer loan programs for rental properties

Interest Rate: Our most typical interest range is 10.99%-13.99% depending on project qualifications

“Interest Only” payment loans

“No Pre-Payment penalty”

Rental property loans also available with longer maturities


12-60 Months, Interest only payments- (Fully amortizing loans are available)

Down Payment Requirement:

We finance 100% of the rehab/renovation cost. Our typical down payment requirement is 10%-20% of the Contract Purchase price. Seller concessions are allowed.

Pre-Payment Penalty: None

We do NOT charge a Pre-Payment penalty on our loans- (some exceptions may apply for certain loan scenarios)

Max Loan to Value-(LTV)

We lend up to 65% of the “After Repaired Value”. And YES-We lend in Baltimore City!

We are Baltimore City specialists

How fast can you close?

Our usual turnaround time for closings are usually 7-10 business days.

How do I get Pre-Qualified for a “Proof of Funds” letter to shop for offers?

Go to the “Apply Now” tab, complete the credit authorization form while on-line. Print, sign, scan and mail in with application fee (one for each applicant, married couple’s complete one each).

A coversheet of any relevant or useful information we should know about to better qualify you or any special circumstances that you would like share that explains information about you or your project is highly recommended.

Our Loan Philosophy:

We do NOT have a one size fits all mentality.

We think outside the box, if we can make your deal work, we will.

We lend on Residential Investment Fix & Flip properties, Rental properties, Raw land for development and Small Commercial Properties.

All loans are for business commercial use purposes only. None of the proceeds may be used for or are intended for any consumer or personal use. We do not lend to Homeowners. Borrowers are NOT permitted to buy or live in the property.

The advantages of the “RehabMax Loan” is obvious. Purchase properties quickly, easily without qualifying for traditional bank financing with limited out of pocket expense.

Good Luck & Good Investing!

The Maryland Private Mortgage Lending Team

maryland private mortgage investor

We Buy Houses

Wholesale Properties Available
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