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About Us

Guy, with 29+ years’ experience in the industry, has coached property investors, landlords, rehabbers, and individuals on how to become private placement lenders. He is often a featured speaker at local Real Estate conferences in the Baltimore Metro region and considered an expert on these topics.

Guy founded Better Home Loan Mortgage, a retail mortgage operation in 1998 and later sold in 2006.

In 2001 Advance America Property & Finance, LLC was founded with the exclusive focus as a private hard money lending firm for rehab investors and rental property owners in the Baltimore, MD & DC metro regions and Northern, VA.

In 2017, America Property & Finance, LLC was re-branded to Maryland Private Mortgage as the company grows in focus and service offerings.

2011: Private Mortgage Funding, LLC.

2014 Birchwood Capital, Corp.

2017 Maryland Private Mortgage

Guy’s experience includes primary loan underwriting, secondary marketing, and collections. He participated in the original beta development of the “FICO” credit scoring model used today.

Guy is a member of the American Association of Private Lenders, past member of the National Association of Mortgage Professionals and, the National Association of Mortgage Brokers. He carries the designations of “CPLA” designation (Certified Private Lender Associate) and “CRMS” (Certified Residential Mortgage Specialist) and the. Formerly Licensed Maryland Real Estate Agent, Licensed Maryland Title Settlement Agent.

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The Maryland Private Mortgage Lending Team

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Member of “The American Association of Private Lenders”All loans are for business commercial use purposes only. No proceeds may be used for or are intended for any consumer or personal use

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We Have Originated Over

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